Art of Insurance Blog
The opportunity to modify the Medicare plans is right around the corner. Investigating before you plan and make educated choices to optimize your older adults' health benefits is essential. Know these facts about the three most significant changes coming in 2021 to Medicare Advantage plans.
Medicare Advantages Plans
The expansions of telehealth coverage are the three most significant improvements coming to Medicare Advantages programs. When it's time to re-enroll, these can help you make the most educated decision.
1. Expanded Facilities and Coverage for Telehealth
The scope of Medicare Advantage plans allows seniors to be treated in their homes by medical practitioners. The CMS provides the option of including telehealth providers in specific fields, including:
2. Medicare Advantage - Long-Term Care Coverage
It offers the same benefits as conventional Medicare, providing up to 100 days of skilled services. In some Medicare Advantage plans, programs we can expect are:
Daycare services for adults: Services include an enjoyable social atmosphere for adults, opportunities to access memory care, and extra activity to promote well-being.
Personal care facilities in-home: Personal care programs allow seniors to get help with everyday activities such as dressing, eating, etc.
Benefits for products that are over the counter: Seniors will receive a monthly or quarterly payment for items such as allergies, cold medicine, and pain relievers.
Modifications to Home safety: Perhaps the recipient has fallen or has a hard time moving around and still can’t change to assisted living. For safety improvements, the Medicare Advantage policies will provide coverage, including wheelchair ramps and stair rails.
Meal and transportation distribution: Some Medicare Advantage plans will also cover transportation to support seniors, with rising demand for transportation and meal delivery services.
3. More Choices for End-Stage Renal Disease Patients (ESRD)
ESRD seniors will also participate in Medicare Advantage plans, with Medicare providing more coverage options.
There are several changes to expect for Medicare enrollees this 2021. These changes are beneficial for everyone since it concerns the adult's health benefits. Nonetheless, it is best to understand what to expect in Medicare Advantages so beneficiaries can choose wisely.
At Art of Medicare, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (702) 776-7726 or Click Here to request a free quote.