Art of Insurance Blog
Undoubtedly, most people across the globe are facing a challenging situation due to COVID-19. The pandemic made them realize the value of getting insurance protection for themselves and their family members, especially those concerning medical and healthcare. COVID-19 has turned many people into more health-conscious individuals.
Elderlies and disabled individuals are among the group of people who are more susceptible to acquiring illnesses. Hence, these vulnerable sectors need to ensure that they get sufficient healthcare protection. When you grow old, sometimes, medical care can become a relatively expensive service.
What Are Medicare Supplements?
Medicare Supplements is a type of insurance policy that allows policyholders to fill in the gaps of Medicare Parts A and B or the so-called Original Medicare. In other words, it provides additional coverages for healthcare and medical services not covered by Original Medicare. That is why it is called supplement because it is an add-on to your existing coverage from Parts A and B.
The policy can pay the excess healthcare and medical expenses no longer covered by Original Medicare, such as deductibles, coinsurance, and copayments. If you require medical care and you have Original Medicare and Medical Supplements, the Original Medicare will pay the allowable amount while Medical Supplements will also pay its share.
Medical Supplements consist of nine plans: A, B, C, D, F, G, K, L, M, and N.
Some Important Things About Medical Supplements
In most cases, having Medicare Parts A and B might be insufficient to cover the medical and healthcare expenses of older and disabled persons. Hence, it is significant to get Medicare Supplements to have the maximum coverage that they might need. Always keep in mind that better healthcare will allow older and disabled persons to have better lives.
At Art of Medicare, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (702) 776-7726 or Click Here to request a free quote.